Michael J. Ruder 

Special Counsel – Charlotte
T.+1 704 348 5303
227 West Trade Street
Charlotte, NC 28202 V-CARD

Michael Ruder concentrates his corporate and securities law practice on commercial mortgage-backed securities (CMBS) transactions and other securitizations. Michael frequently represents issuers and underwriters in connection with CMBS securitizations, including agency and private label transactions, including single-asset / single-borrower (SASB) transactions. He has securitized CMBS loans secured by a variety of asset types, including multifamily, office, retail, hospitality, industrial and assisted living facility properties. Michael has experience with securitizations involving hybrid ARM mortgage loans, mezzanine loans, subordinate lien mortgage loans, tax exempt assets, participation interests, future funding structures and SOFR-indexed certificates.

Michael also represents buyers and sellers in connection with secondary market CMBS transactions and mortgage note trades. He advises issuers and underwriters regarding current issues facing participants in securitized transactions. In addition, he also focuses on federal securities law issues particular to securitizations, including risk retention matters, and advises on related securities compliance matters, including Rule 15Ga-1 compliance. Michael is also active in workouts of securitized commercial mortgage loans.

Michael was included in the inaugural edition of Best Lawyers: Ones to Watch in recognition of his work in Securities/Capital Markets Law.

He received his J.D., cum laude, from Northwestern University School of Law, and his Bachelor of Business Administration degree, summa cum laude, from Texas Tech University. While in law school, Michael interned with the U.S. Securities and Exchange Commission. He is a member of the New York City Bar Association. Michael is admitted to practice in New York and North Carolina.




Michael J. Ruder 


  • New York
  • North Carolina


  • Northwestern University, School of Law
    J.D., 2010, cum laude
  • Texas Tech University
    B.B.A., 2007, summa cum laude, with honors


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