Sophie Cuthbertson is a partner in the firm’s Capital Markets Group. Sophie’s work focuses on innovative and complex structured finance transactions and private fund formation for high-profile clients. She is at the forefront of the initiative to develop securitization structures and fund products for alternative finance providers and marketplace lenders, and has completed a number of innovative deals within the space. She advises issuers, underwriters, initial purchasers, hedge funds and private equity funds in private Rule 144A/Regulation S and public securitization transactions and other sale and finance transactions for a variety of asset types, including student loans, personal consumer loans, solar loans, mortgage loans and other financial assets.
Sophie also has extensive experience advising on the structuring, formation and operation (both onshore and offshore) of privately offered alternative investment products, including U.S. and non-U.S. hedge funds, private equity funds, hybrid funds and fund-of-funds. She advises registered and unregistered investment advisers and a variety of fund sponsors, including fintech originators. She also has significant experience with institutional and retail unsecured medium-term note offerings and other investment and non-investment grade public, and private debt offerings representing both underwriters and large public company issuers.
In connection with her practice, Sophie regularly advises clients with respect to compliance with the Securities Act, the Exchange Act, the Investment Company Act, the Investment Advisers Act, and other federal and state securities laws.
Sophie is a member of SFIG’s Advocacy Committees for Women in Securitization and for Marketplace Lending, and takes an active role in initiatives that have been instrumental in bringing about significant changes for the benefit of the broader industry. Sophie has taken a leading role as Committee Chair for Practising Law Institute’s (PLI) long-tenured seminar, “New Developments in Securitization.” She is also a former fellow and active member of the Leadership Council on Legal Diversity.
Prior to joining Cadwalader, Sophie was a corporate finance associate at Skadden, Arps, Slate, Meagher & Flom LLP. She received her J.D. from New York University School of Law and a B.A., magna cum laude, from the University of Pennsylvania. She is admitted to practice in Washington, D.C., and the State of New York.