Steve Epstein is a counsel in Cadwalader's Finance Group. He has extensive experience representing lenders and borrowers in connection with commodity finance, corporate finance, structured finance, asset securitization and secondary market mortgage finance transactions.
Steve has represented some of the world's largest international and domestic financial institutions and their affiliates as well as many borrowers and issuers in structuring, documenting and negotiating syndicated unsecured, secured, asset-based and asset-backed lending transactions and in connection with domestic and international asset securitizations, structured loans and other complex structured financings.
Steve is a former vice president and senior associate counsel of The Chase Manhattan Bank, now known as JPMorgan Chase Bank.
Steve earned his J.D. from New York University School of Law and his B.A. from Williams College.
- Represented agent banks in a multitude of unsecured and asset-based secured syndicated commodity financing and other financing transactions involving loan amounts from $50 million to $2.5 billion.
- Represented mortgage custodians in tri-party custody and other mortgage custody facilities where the mortgage repo buyer is a major international investment bank or its affiliate, and the seller is a major mortgage bank or its affiliate, and the takeout investor may be a quasi-governmental agency that issues or guarantees mortgage-backed securities or private label issuer.
- Represented one of the world's largest oil trading companies in its U.S. financing activities.
- Represented one of the world's largest financial institutions in connection with secured lending activities that accompany its equity investments in distressed and recovering companies.
- Represented borrowers and lenders in asset-based loans and structured import/export financings involving Latin America.
- Represented various participants in a variety of securitizations and structured financings involving commodities-related assets.
Certain representations occurred before Steve joined Cadwalader.
