Michelle Abad is an associate in Cadwalader's Securitization & Asset-Based Finance Practice, focusing on residential and other asset-backed structured finance transactions. She represents investment banks, financial institutions and other market participants in their roles as issuers, underwriters, mortgage loan sellers and servicers in connection with private offerings of mortgage-backed securities and mortgage servicing rights securitization notes. Michelle was part of the team that developed the first Ginnie Mae MSR participation structure in the securitization market and has been involved in over $2 billion issuances of Ginnie Mae and Fannie Mae MSR term notes.
Michelle also represents clients in the purchase and sale of residential mortgage loans, mortgage servicing rights and other novel assets in whole loan and participation structures. In addition, she has experience in repurchase and other secured warehouse lending facilities, and other asset-backed financing transactions. Recently, Michelle has represented traditional and emerging financial services institutions in strategic financing or investment transactions in FinTech and other emerging sectors.
Michelle received her J.D. from Tulane University Law School and her LL.B., magna cum laude, from Universidad Catolica Santa Maria La Antigua. She is admitted to practice in New York and in the Republic of Panama, where she advised clients in both domestic and cross-border M&A and project finance transactions, in addition to corporate governance, banking and capital markets matters prior to joining Cadwalader.