Joseph W. Beach 

Partner – Charlotte
T.+1 704 348 5171
227 West Trade Street
Charlotte, NC 28202 V-CARD

Joseph Beach represents investment banks, asset managers, large commercial banks and commercial paper conduits in a broad range of securitization and structured finance transactions, focusing primarily on CLOs and structured loans.

Joseph's clients include a broad range of investment banks and asset managers in CLO transactions. He has extensive experience with both broadly syndicated and middle market CLOs utilizing cash flow and static pool structures. He also represents multiple commercial banks and asset-backed commercial paper conduits in structured loan financings of middle market loans, capital call rights, trade receivables, equipment lease receivables and venture debt. He is well-versed in navigating the changing regulatory landscaping governing both U.S. and European securitization transactions.

Joseph is the co-author of "It’s a Mad, Mad, Madden World," ”Reproposed Credit Risk Retention Requirements for Asset-Backed Securities Transactions," and "Risk Retention for Collateralized Loan Obligations (CLOs): Re-Proposal Fact Sheet."  One of his cross-border lending facility transactions was nominated for "Deal Of The Month" by Finance Monthly magazine. He also advised on the award-winning Ares XXX CLO transaction, which won GlobalCapital's "Deal of the Year."

Joseph is recognized as a leading practitioner in the 2015 "Who's Who Legal" for Capital Markets, and was named among the "one's to watch in 2016" by the Corporate LiveWire Legal Awards. He frequently participates in panel discussions with other securitization industry leaders, and was invited to speak at IMN's Conference of CLOs and Leveraged Loans in New York City, at the Opal Financial Group's European CLO Summit in Monte Carlo, and at the Annual ABS East conference in Miami. Joseph currently co-chairs the Structured Finance Industry Group’s (SFIG) Bank Securitized Lending & ABCP Committee. 

Joseph served as a Captain in the United States Army JAG. During his time in service, he was the Assistant General Counsel for Fiscal and International Law for the United States Army Corps of Engineers.

He received his J.D., magna cum laude, from Duke University School of Law, where he was a member of the Order of the Coif. He received his B.A., cum laude, from Davidson College, and an M.A. in International Relations from Duke University Graduate School. He is admitted to practice in North Carolina.

His recent significant transactions include:

  • Representing a major commercial bank in a dual structured loan facility backed initially by capital call rights to an Irish investment fund and ultimately by middle market loans originated by such fund.
  • Representing a leading investment bank as underwriter's and issuer's counsel in a series of novel "short term" CLOs with limited reinvestment periods.
  • Representing a large European bank in syndicating multiple existing structured loan facilities to a broad range of regional bank investors.
  • Representing a major bank in a secured bridge facility and a structured loan facility to facilitate the initial public offering of a business development company.
  • Representing a leading investment bank as underwriter's and issuer's counsel in a CLO using an off-shore Issuer taxable as a U.S. partnership and a secondary off-shore issuer as a tax blocker for the remainder of the equity tranche.
  • Representing a European bank in a multi-currency structured loan facility secured by distressed European debt.
  • Representing an underwriter in a structured fund debt offering backed by trade receivables generated in Latin American jurisdictions.


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Joseph W. Beach 


  • North Carolina


  • Duke University School of Law
    J.D., 1998, magna cum laude
  • Duke University
    M.A., 1998
  • Davidson College
    B.A., 1995



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