Joo Kim is a special counsel in Cadwalader's Capital Markets Group. Joo concentrates her practice in the areas of securitizations and structured finance involving a variety of asset classes and structures.
In particular, Joo has extensive experience in representing commercial mortgage loan originators, loan sellers, issuers and underwriters in connection with their commercial mortgage backed securities (CMBS) “conduit” programs, “single asset single borrower” securitizations, mezzanine loan securitizations, pooled floating rate loan securitizations and warehouse facilities. Most of Joo’s transactions are complex and innovative transactions. For example, Joo advised the issuer and the underwriter in structuring the first securitization of nonperforming commercial mortgage loans since the early 1990s. Also, she represented the issuer in the first securitization of a multibillion commercial mortgage loan backed by all of the assets of a leading global hospitality company. Her novel transactions include the 7 World Trade Center, 3 World Trade Center and One Bryant Park securitizations involving tranches of taxable CMBS debt and tranches of tax-exempt bonds and the synthetic risk transfer securitizations involving multifamily mortgage loans. Joo also has advised the issuers and underwriters in their first European CMBS transactions.
Joo has experience in representing issuers and underwriters in the offering and sale of residential mortgage-backed securities backed by prime loans, subprime loans and scratch and dent mortgage loans. She also represented insurance companies in connection with the issuance of insurance-linked securities backed by reinsurance agreements with respect to their insurance portfolios.
Her expertise also encompasses representing issuers, underwriters and lenders in structure finance transactions involving royalty receivables, health care receivables, trade receivables, equipment leases, franchise receivables, credit card receivables, aircraft and aircraft operating leases and whole company securitizations.
Joo received her J.D., magna cum laude, from the University of Minnesota Law School, where she was an associate articles editor of the Minnesota Journal of Global Trade and was elected a member of the Order of the Coif, and her B.A. from Indiana University at Bloomington and Ewha Womans University in Seoul, South Korea. She is admitted to practice in New York and Illinois.