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Email As we note in our companion memorandum, the Office of the Comptroller of the Currency (“OCC”) continues along its cautious course of allowing fintech and digital asset firms into the so-called “regulatory perimeter.” The most recent action along this course is the approval of a full, deposit-taking charter for a fintech lender. The charter approval last week has prompted us to review some of the recent actions by federal prudential regulators related to fintech and digital asset issues. In this memorandum we focus primarily on digital assets, while our companion memo looks more closely at fintech issues. https://www.cadwalader.com/resources/clients-friends-memos/the-development-of-a-bank-regulatory-framework-for-fintech-and-digital-assets--reviewing-us-prudential-regulators-recent-digital-asset-actions