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Email On March 21, the Federal Deposit Insurance Corporation (FDIC) published for comment a proposal (Proposal) to revise its Statement of Policy on Bank Merger Transactions (SOP). If adopted as proposed, the Proposal would modify the SOP substantially, effectively creating an entirely new policy. At its heart, the SOP would establish, or clarify the application of, rigorous merger evaluation standards, addressing all the factors the FDIC must analyze in considering an application (including competition), and conforming many of those standards to a more skeptical and demanding regulatory and supervisory environment. https://www.cadwalader.com/resources/clients-friends-memos/fdic-proposes-bank-merger-policy-revisions-our-key-takeaways-