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On March 19, 2026, the Federal Reserve, the OCC, and the FDIC issued three concurrent notices of proposed rulemaking (collectively, the “Reproposal”) that would substantially revise the risk-based capital framework for U.S. banking organizations. The Reproposal would, among other things, (1) introduce a new “expanded risk-based approach” (“ERBA”) for calculating risk-weighted assets that would be mandatory for Category I and II banking organizations and available on an opt-in basis for other banking organizations, and (2) revise the standardized approach applicable to all other banking organizations (other than those using the CBLR framework). https://www.cadwalader.com/resources/articles/the-us-basel-iii-endgame-reproposal-analysis-of-the-securitization-framework